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Apply for Home Renovation Loan
in Singapore


Apply loan in just a few minutes



15 Months



Home Renovation Loans

A home renovation loan in Singapore gives you a much-needed boost to personalize your home into the dream designs that you have dreamt of for a while. With the help of a reliable money lender in Singapore, You can transform your ideas into realization, from a dull-looking property space into the most outlandish living space. With these urgent cash loans, you can have the freedom to undertake any kind of renovations that range from the electrical, plumbing, wiring, floor installation, repainting, purchasing of new furniture, kitchen, and bathroom remodeling and any other adjustments that need to be made.

How can I get a renovation loan in Singapore?

The process of getting a home renovation loan application for Home Renovations purposes is much easier with most money lenders in Singapore, as most of the application process takes place online. To avoid any unnecessary delays, do make sure that you consider the following:

 

1.  Source and identify your needs early as possible, make sure you already know what you need to be done so that when you place your order this makes it easier for your contractor to have a quote ready for you.

 

2.  Use a contractor that has been certified by the authorities, an official quotation from a certified contractor is required by your lender in order to process the home renovation loan application. These contractors will also provide an objective view about your renovations that you are about to carry out. The quotes that are given are crucial in budgeting and accessing your finances quickly

 

3.  Understand all requirements, kindly take note that you would have to be a Singaporean or a Permanent Resident of Singapore (PR) aged 21 years and above to qualify. Other requirements include proof of ownership of your property, proof of income for both salaried and self-employed personnel, documentation such as NRIC copies, and also CPF statements/NOA.

Home Renovations Loans Cost

According to recent studies found, a home renovation loan for a new house in Singapore can easily cost between $10,000 to over $100,000 and sometimes it could be even more. Mostly you have such excess money lying around and this is where a renovation loan comes in handy. Home upgrading loans are highly versatile allowing you to carry out any type of renovations, such as floor installations, adding of physical interior & exterior, having some décor redesigns, lighting, bathroom and kitchen remodeling among your other list of extensive changes.

 

The loan application process is also easy and the application can be submitted online. If you are looking for an established renovation loan provider in Singapore, fill in the details below and let us match you to our list of subscribing money lenders.

 

To request a loan, please submit your details here and rest assured that your online application would get processed as soon as possible

Who is eligible?

For Fixed Salary Employees

  • Singapore Citizen, Permanent Resident: Above Age: 20
  • Employment Status: Full-time or Part-time

Documents required:

  • Identity proof: NRIC / Passport
  • Income proof: Computerised payslip / CPF / Bank statement
  • Residency proof: Household bills
  • Employment contract (For new employment less than 6 months)

Disclaimer: We reserves the right to request for other documentary materials and proofs on a case-by-case basis.

For Commission Based Employees

  • Singapore Citizen, Permanent Resident: Above Age: 20
  • Employment Status: Full-time or Part-time

Documents required:

  • Identity proof: NRIC / Passport
  • Income proof: Computerised payslip / CPF / Bank statement / Income Tax
  • Residency proof: Household bills
  • Employment contract (For new employment less than 6 months)

Disclaimer: We reserves the right to request for other documentary materials and proofs on a case-by-case basis.

For Self Employed

You are eligible if you are a business owner who may or may not be part of the following:

  • A sole proprietorship, or Limited Liability Partnership (LLP)
  • A private limited company
  • A corporation

Documents required:

  • Identity proof: NRIC / Passport
  • Income proof: Company payslip / Income Tax / CPF
  • ACRA Document
  • Minimum 2 months of company bank statements
  • Corporate and income Tax assessment

Who is eligible?

For Fixed Salary Employees

  • Singapore Citizen, Permanent Resident: Above Age: 20
  • Employment Status: Full-time or Part-time

Documents required:

  • Identity proof: NRIC / Passport
  • Income proof: Computerised payslip / CPF / Bank statement
  • Residency proof: Household bills
  • Employment contract (For new employment less than 6 months)

Disclaimer: We reserves the right to request for other documentary materials and proofs on a case-by-case basis.

For Commission Based Employees

  • Singapore Citizen, Permanent Resident: Above Age: 20
  • Employment Status: Full-time or Part-time

Documents required:

  • Identity proof: NRIC / Passport
  • Income proof: Computerised payslip / CPF / Bank statement / Income Tax
  • Residency proof: Household bills
  • Employment contract (For new employment less than 6 months)

Disclaimer: We reserves the right to request for other documentary materials and proofs on a case-by-case basis.

For Self Employed

You are eligible if you are a business owner who may or may not be part of the following:

  • A sole proprietorship, or Limited Liability Partnership (LLP)
  • A private limited company
  • A corporation

Documents required:

  • Identity proof: NRIC / Passport
  • Income proof: Company payslip / Income Tax / CPF
  • ACRA Document
  • Minimum 2 months of company bank statements
  • Corporate and income Tax assessment

Get started with our Digital Loan Experience

Get started with our Digital
Loan Experience

Apply your loan in minutes

Loan Amount
S$10,000




Repayment Period
15 Months

Your Monthly Repayment will be


S$ 779

Interest Rate

2.00%

Processing Fee

S$1,000

 
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