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Lifestyle loan to turn your dreams into possibilities 

Life-changing moments deserve to be built and begun on a bedrock foundation of finance. This is why at Monetium Credit we understand the importance of the milestones you attain in life. With our carefully tailored lifestyle facilities for Weddings, Renovations, and Vehicles, you can now be assured that the important moments in life can now be fulfilled without any hesitance.

What are the procedures & requirements to apply?

You may apply for any of our Lifestyle Loans as a singular individual or submit a joint application with your significant other. Applications may be submitted online for singular applicants and joint applications will be attended to at our branch.

Are there any different criteria for Lifestyle Loans?

Lifestyle loans vary in nature as opposed to typical loans. Therefore, additional documentation to support your cause such as the certificate of marriage or vehicular invoices or proof of residential purchase may be required to expedite your respective applications. Applying with your spouse will also require you to submit a combined proof of income to maximize your borrowing limitations.

To request a loan, please submit your details here and rest assured that your online application would get processed as soon as possible. 


For Salary Employees

Citizenship: Singaporean & Permanent Residents Age: 21 – 65 Employment Status: Full-time or Self-employed Documents needed:

  • NRIC/FIN/Passport
  • Official company payslip – 1 Month minimum
  • Official CPF Statement containing a record of contribution – 3 months minimum
  • Latest Income Tax assessment record

For Commission-based Employees

Citizenship: Singaporean & Permanent Residents Age: 21 – 65 Employment Status: Full-time or Self-employed Minimum requirements:

  • Your current line of work should be a sales role, such as Business Development, Client Services or related
  • Agents involved in insurance and real estate are welcome to apply
  • You are part of a legitimate company
  • Your commission reflects the company’s sustainable marketing model
For Self employed Required Documents: ACRA Documents Minimum 2 months of company bank statements Corporate and income Tax assessment

For Self-Employed Individuals

You are eligible if you are a business owner who may or may not be part of the following:

  • A sole proprietorship, or Limited Liability Partnership (LLP)
  • A private limited company
  • A corporation

How is the repayment calculated?

How to take a loan in 3 Simple Steps

Submit your details using the form below that will take you less than a minute.

Step 2:

Confirm Details

Our consultants will contact you and you will be required to come by the office to sign on the loan document upon confirmation of loan.

Step 3:

Get Funds

Funds are disbursed instantly to the Client.​

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More loan option for you to choose from


Personal Loan

Having a personal matter to attend? Try our Flexi repayment plans.


Business Loan

Maximize the potential of your business with our steadfast financial support that gives you approval within 24 hours.

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Payday Loan

Strapped on a budget for the month? Payday Loans are the best solution for you.

Debt Consolidation Loan

Struggling with too many loans? Manage your loans in the simplest ways with us.

Home Renovation Loan

Personalize your home into the dream designs that you have dreamt of.

What our clients say


"Professional, Reliable & Trustworthy and for returning customers, it's definitely good! As long as u bring along all the required documents, it will be done swiftly. Unlike others, they never query stuff that will make u feel embarrassed."

—  Azri Aziz