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Business loan to fuel up your business

Business aspirations deserve to be materialized to their pinnacles of potential. Monetium Credit understands the importance of turning your aspirations into a career and sustaining a steady growth in revenue to solidify and build your business in order to fuel the other important matters of your life such as family and ambitions. This is why we have put all our expertise and experience together to provide you with the best business solutions financially for you to bring that budding entrepreneur in you to life.


From the traditional Business Loans, SME Loans, Start-Up Business Loans and Equipment & Machinery Financing to more modern and efficient loan services such as Merchant Cash Advance & Invoice Factoring Loans, you can be assured that if there is any aspect of a business empire or an acquisition hurdle, Monetium Credit has the best available solutions for you to continue working towards establishing a rock-solid business foundation.

How can you obtain a Business Loan?

Business loans vastly differ from Personal or Lifestyle services. This is due to the nature of different business demands and industry. Therefore, you may still submit your applications online; however, in order to assist us to expedite the process for you, presenting your application at the branch itself will be an immense advantage.

Limitations & Requirements of a Business Loan

Generally, Business Loans are granted with significantly higher principal amounts. Whether you’re looking to stabilize, rebuild or execute a business project from scratch, we have a series of well-crafted proposals to ensure that your operations are succeeded in the best way possible with the least amount of collateral. The only varying aspect of Business Loans would be the nature of supporting documents required. Following which service you seek, required documents may be needed in the forms of ACRA certs, Balance sheets, or Incorporation details.

To request a loan, please submit your details here and rest assured that your online application would get processed as soon as possible. 


For Salary Employees

Citizenship: Singaporean & Permanent Residents Age: 21 – 65 Employment Status: Full-time or Self-employed Documents needed:

  • NRIC/FIN/Passport
  • Official company payslip – 1 Month minimum
  • Official CPF Statement containing a record of contribution – 3 months minimum
  • Latest Income Tax assessment record

For Commission-based Employees

Citizenship: Singaporean & Permanent Residents Age: 21 – 65 Employment Status: Full-time or Self-employed Minimum requirements:

  • Your current line of work should be a sales role, such as Business Development, Client Services or related
  • Agents involved in insurance and real estate are welcome to apply
  • You are part of a legitimate company
  • Your commission reflects the company’s sustainable marketing model
For Self employed Required Documents: ACRA Documents Minimum 2 months of company bank statements Corporate and income Tax assessment

For Self-Employed Individuals

You are eligible if you are a business owner who may or may not be part of the following:

  • A sole proprietorship, or Limited Liability Partnership (LLP)
  • A private limited company
  • A corporation

How is the repayment calculated?

More loan option for you to choose from


Personal Loan

Having a personal matter to attend? Try our Flexi repayment plans.

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Payday Loan

Strapped on a budget for the month? Payday Loans are the best solution for you.


Lifestyle Loan

At Monetium Credit, our lifestyle loans are designed to turn your dreams into possibilities.

How to take a loan in 3 Simple Steps

Step 1:

Apply Online

Submit your details using the form below that will take you less than a minute.

Step 2:

Confirm Details

Our consultants will contact you and you will be required to come by the office to sign on the loan document upon confirmation of loan.

Step 3:

Get Funds

Funds are disbursed instantly to the Client.​

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Debt Consolidation Loan

Struggling with too many loans? Manage your loans in the simplest ways with us.

Home Renovation Loan

Personalize your home into the dream designs that you have dreamt of.

What our clients say


"Professional, Reliable & Trustworthy and for returning customers, it's definitely good! As long as u bring along all the required documents, it will be done swiftly. Unlike others, they never query stuff that will make u feel embarrassed."

—  Azri Aziz